Official – Work till you drop: Women in their 50s expect to have to stay in work long after retirement age

The Office for National Statistics – the independent official body which produces official figures for work and inflation in the UK – has come up with some alarming predictions for women born in the 1950s 1960s and 1970s.

They show that post the Covid pandemic there has been a big drop among women expecting to have enough money to retire and enjoy a life of leisure on their pensions. As a result a significant proportion of women now aged 50 to 65 are planning to stay in work – either with reduced hours or full time when they reach the retirement age of 66.

An organisation called Rest Less, which acts a community and an advocate for the over 50s, has analysed these figures and estimates that nearly one in two women pensioners now expect to have to continue working after retirement age.  Either they will work their existing hours (13%) or work with reduced hours (31%).

Huge inequalities between men and women’s pensions

The main reasons for this is pensioner poverty among women and huge inequalities between men and women when it comes to their pension pots. Not only are women less likely to get full state pensions – often they have missed years – than men but there is a big discrepancy in private pensions. The ONS figures show while 78 per cent of men will fund their retirement with a private pension, only 68 per cent of women have one. And the inequality goes on and on. Some 47 per cent of men will fund their retirement through savings, compared to 40 per cent of women. And only seven per cent of men will rely on funds from their partner, while 18 per cent of women will rely on their partner to help fund their retirement.

These figures were compiled 10 months ago in September last year. I hear that the ONS does not plan to update them since the survey was a ” one off” following Covid. Curiously a lot of publicity was given to people dropping out of the workforce when they got to 50 – I can only think that the majority must have been men or women married to men with a very good private pension.

Stuart Lewis, Chief Executive of Rest Less, commented: “Years of gender based earnings disparity has resulted in a large pension savings gap between men and women, leaving many women in their 50s and 60s in real financial precarity.  Nearly half of women aged 50-65 said they plan to continue working in some capacity after reaching state pension age – a number that is likely to have risen even further given the subsequent cost of living crisis.

…..“‘In the last recession of 2009, women could retire at 60 and receive the state pension; today it is 66.  Many women aged 50-65 are stuck between a rock and a hard place – they struggle to find work due to age discrimination or a lack of flexible work opportunities but they are too young to claim their state pension putting them in a vulnerable financial position as they approach retirement. Whilst the state pension age for men and women may now be equal, this data shows that the retirement fortunes of men and women remain anything but equal.”

One person who is caught in this trap is Back to 60 campaigner Michaela Hawkins known as Mac to her friends

Michaela Hawkins

“.I was forced to stay in work longer than I wanted to or hoped for. 
“My husband is 10yrs older than myself so was relying on retiring at 60 so we could enjoy some quality time together. When SPA was raised this devastated our plans.  It would have meant if I retired before receiving my SP we would have had to survive below the breadline. 
“Austerity along with the pandemic put untold pressure on both myself and husband. I was transferred to work in care home from Day services during Covid. As my husband was in high vulnerable category during this time you can imagine the stress this put on both ourselves. 
“Another reason why I felt stressed also is because as a woman gets older her body is not the same. The physical aspects of working in care sector takes its toll.  When you come home from work you feel exhausted. But if you’re caring for loved one or helping out your children with childcare which I done both you have got no time for any sort of quality life.” 

now tax allowance frozen

“Now the Tax allowance that’s been frozen.  Now I’m retired I’ve been hit with a tax bill for over £1300  on top of cost of living crisis this is going to push many 50s women over the top. “

UPDATE : Since then there has been another demand for £1300.

Mac writes:

“I then received a letter saying I owe them a further £1,300. If this wasn’t payed then they would get in touch with debt collectors.

It took me 2 1/2 hrs to get through to tax office to query this.
It couldn’t be done online.
Although I disputed the amount I owe they were insistent that I did owe that amount.
I was then put through to debt management. Who I got to say was accommodating. But the problem is when older people receive letter from HMRC saying they will bring in debt collectors or as people our age call them bailiffs they become confused and frightened. 
Then to be put on hold for that length of time is again frustrating to say the least. 
When you think how HMRC is quick to chase up pensioners who in good faith think they payed their fair taxes and are chased up and then you got those who knows how to play the system get away with it. It makes me so angry.”

Certainly Backto60, which campaigns for full restitution for all the 1950s women who lost up to six years of their pension, is inundated with stories of women living on the poverty line, unable to heat their homes properly or use their ovens to cook because they can’t afford the fuel bills.

Instead the government concentrates on getting everybody back to work rather than seeking to compensate people who have already worked for decades and now should be able to put their feet up if that’s what they want to do without fear of paying the bills.

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DWP in 2022: Record underpayments, record benefit fraud and deleted child benefit records

Last year I reported that the national audit office had qualified the Department for Work and Pensions accounts for the 34th year running because they were inaccurate and it couldn’t balance the books.

Auditor General threatens to refuse to pass pension accounts next year if DWP carries on like this

But this year the DWP has surpassed itself – it is now the 35th year that the DWP has had its accounts qualified.

Benefits overpaid officially fell a little from the pandemic year – £8.2 billion instead of £8.6 billion- but when you strip out the extra cost of living payments – they are much higher than the pre pandemic year of 2019 -£7.8 billion compared to £4.4 billion – a massive increase.

Most of the fall in the amount DWP overpaid benefits related to fraud in Universal Credit. The amount of Universal Credit that DWP overpaid fell from 14.7% (£5.9 billion) of expenditure in 2021-22 to 12.8% (£5.5 billion) in 2022-23. But again compared to the pre pandemic year of 2019 this was a rise.

DWP estimates that Universal Credit claims started after the COVID-19 peak (March to June 2020) were overpaid by 13.1% in 2022.This remains significantly higher than the 9.4% that it overpaid all Universal Credit claims in 2019-20.

The reduction is mainly due to a fall in the level of self employment claimants and the reintroduction of rules designed to prevent self employed claimants understating their income.

On average 33% of Universal Credit claims were incorrect in 2022-23,equivalent to 1.6 million claims. Most of these claims (24% of all Universal Credit claims) were overpaid.

The report says: “Around 40% of overpaid claims were to people with no entitlement to any payment at all, which is equivalent to 10% of all Universal Credit claims. Some of these were marginal cases where small amounts of undeclared income or claimant circumstances (such as attending hospital) made the whole claim invalid. However, some other claims were overpaid as much as £1,800 per month; some were completely fictional; and some related to serious and organised crime.”

Pensioners lost hundreds of millions of pounds in underpayments

The record underpayments of pensions and benefits topped £3.3 billion. A large number were caused by people claiming Personal Independence Payments who had not updated the DWP about their increased medical needs.

But it was pensioners who were cheated by the DWP into not receiving their full pension entitlements that is worrying the National Audit Office.

The report says: “The level of State Pension underpaid by DWP has been trending upward for six years to 0.6% (£670 million) in 2022-23. Most of these underpayments (£580 million) were a result of official error. DWP believes that part of the increase is due to changes in how it measures State Pension error and that its previous estimates may have been understated. This brings the total fraud and error rate for State Pension, including overpayments, to 0.7%.

I will keep the gross level of incorrect payments in State Pension under review and may have to include State Pension in my regularity qualification in future years if the estimated rate continues to rise.”

There is £1.2 billion owed to 165,000 married pensioners, widows and those over 80- all caused by official errors in the past. It will take until the end of 2024 before everyone is paid.

And now the DWP has discovered another 210,000 pensioners owed up to £1.5 billion because officials did not record their right to paid national insurance contributions while looking after children

The report says; “These issues affect people (mostly women)who received Child Benefit before 2000 and whose National Insurance record was not updated to reflect periods of HRP (Home Responsibilities Protection) they were entitled to. DWP cannot begin to correct cases until HM Revenue & Customs (HMRC), which administers both National Insurance and Child Benefit records, corrects the National Insurance records and notifies DWP.
“HMRC intends to begin work to identify people who may have missing HRP in autumn 2023 and will write to them to invite them to apply for missing periods of HRP to be added to their National Insurance record.”

However it turns out that HMRC have destroyed many of the people’s records.to meet Data Protection laws so it may not be able to find them.

Then there are 10 million people claiming Universal Credit have not been updated properly – a small proportion of these may have also been underpaid their State Pension. HMRC began correcting records in February 2023 and expects this work to be completed by the end of March 2024.

The report adds; “DWP has still to determine how many people have been underpaid and by how much they were underpaid. Of those missing the Universal Credit National Insurance credits, 137,000 have already reached State Pension age.

Roll call of this year’s DWP top officials and their bonuses and pensions

Meanwhile the DWP continues to pay out bonuses to senior staff. Peter Schofield, the permanent secretary, did not take a bonus this year and his pension payments were half last year’s at £16,000. His full package is £210,000 a year compared with £240,000 the previous year.

Neil Couling, the change director who is responsible for universal credit, got a £5000 bonus and had a £52,000 deduction in his pension pot, in a year when he presided over record fraud over universal credit.

Debbie Alder, director of people, got a £15,000 bonus, and put £59,000 into her pension pot, giving her a package worth £200,000 this year.

Jonathan Mills, responsible fo the Labour policy at the DWP, left in June with a £5000 bonus. He is now director of energy markets and supply at the Department for Energy Security.

Nick Joicey, director general of finance who earned £80,000 for five months is now chief operating officer and second permanent secretary of Defra. He is also the husband of Rachel Reeves, the shadow chancellor.

Simon McKinnon, director general and chief digital officer, who left in April 2023, Got a final year bonus of £15,000 and £62,000 in his pension pot, taking his final package to £240,000. He was responsible for reorganising the DWP’s system to bring it back in house.

Amanda Reynolds, director of service excellence, also got a £15,000 bonus and £61,000 into her pension pot, taking her package to £240,000 for providing what some claimants and pensioners would claim was hardly a first class service.

Katie Faringdon, director general for disability, health and pensions, got no bonus but had a £175,000 package including £44,000 into her pension. Over the last two years she has put pension benefits worth £131,000 into her personal pension fund. I am sure the millions of pensioners facing delayed pensions and still waiting to be reimbursed for mistakes by officials into their pensions will be pleased for her!

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Half baked and half finished: How courts and tribunals burned through £1 billion on computers to improve access to justice and failed

Royal Courts of Justice

It is portrayed by HM Courts and Tribunals Service as “our vision for reform to make the justice system more straightforward, accessible and efficient.”

But this £1.3 billion digital court reform programme has been exposed by the National Audit Office and last week by the House of Commons Public Accounts Committee for having failed to meet its objectives. This ambitious programme started in 2016 has been much delayed and only half completed. As MPs commented last week it has ” burned through” over £1 billion of public money and is the on the verge of running out of cash before half the benefits can be realised.

No one would argue that the courts and tribunal system is antiquated and needs reform. One only has to watch judges in the employment tribunal system writing down what claimants and respondents are saying by hand in courts that don’t keep proper records of hearings to realise how antiquated it is.

But once again it looks like that Whitehall has fallen for an expensive simplistic digital solution for a service which is incredibly wide ranging and complex. The aim was to create a common computer platform to serve 44 different aspects of justice from the criminal courts to magistrates courts and from the family and divorce courts to the probate service and the tribunal service.

Timetable five years behind schedule

It also had a timetable to be completed by 2020. Now we will be lucky whether the truncated programme will be up and running by 2025. Also £1.3 billion won’t be enough – there is only £120 million left to spend and that is nowhere enough to meet what is needed. And £22 million was wasted trying to integrate the Crown Prosecution Service into the system which didn’t work.

Also there are promises of big savings by going digital. This is always promised and we will see whether that really happens.

Also plans to have fully digital probate and divorce services had not fully worked. The MPs said:

“HMCTS found that significant proportions of its online divorce and probate cases required manual interventions from staff and in March 2022 HMCTS identified that 55% of divorce cases could not be completed online.”

In addition it appeared that both services discriminated against ethnic minorities.

Both the Bar Council and the Law Society were not impressed. The report says:

The Law Society “explained that there were functionality issues with online portals for family services, such as family public law. These issues led to problems, including instances of solicitors not getting necessary notifications which made the system difficult to use and, in some cases, significantly delayed cases. It told us that it had frequently expressed concerns to HMCTS about the functionality and design of some reformed services.”

System developed in a vacuum – Bar Council

The Bar Council told MPs:” the designers and producers of the common platform appeared to
have a limited understanding of working needs and practices, and “displayed a marked reluctance for the system to be designed in conjunction with, and for the benefit of, professional court users”.

It said it looked like the system had been designed in a vacuum.

As for the general public, it looked like that it was going to be a problem at magistrates courts ,purely because most of the defendants didn’t have any legal representation and therefore might not have proper access to the system to defend themselves.

Meanwhile the project continues so far with the pausing of integrating possession orders, special tribunals except for the Criminal Injuries Compensation Tribunal.

Dame Meg Hillier MP

Dame Meg Hillier MP, Chair of the Committee, said:

“Our courts were already stretched thin before the pandemic, and the backlogs now faced pose a real threat to timely access to justice. These are services crying out for critical reform, but frustratingly HM Courts & Tribunal’s attempts appear in some cases to be actively hindering its own staff’s ability to carry out their jobs. In particular, the roll-out of the Common Platform digital system was a blow upon a bruise for pressured court users.”

Given there are already many issues whether the courts do deliver justice, this rather botched computer programme does not give you much faith in the system.

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Will a DWP £1 billion digital “transformation plan” for health assessments of disabled benefit claimants be a new disaster?

The National Audit Office last week gave its verdict on plans by the Department for Work and Pensions to digitalise and transform all the health assessments of disabled people claiming benefit and Personal Independence Payments (PIP) by 2029 and raised serious concerns whether it would work..

This is not a minor matter for the disabled. Some 3.9 million working age people claim these benefits and those claiming both PIP and the Employment and Support Allowance have to pass two health assessments. By 2025-6 the number of claimants is estimated to rise to 5.8 million. Every year private contractors assess nearly two million people. There also has been a rise in people claiming ESA as a result of the pension age for women going up from 60 to 66 and for men from 65 to 66.

As usual this report appears to have had little coverage in the national media -despite the millions of people that will be affected.

High risk of delay, cost overruns without achieving benefits

Gareth Davies, the head of the NAO, said:

“While the Programme is ambitious and has the potential to make savings and improve the experience of those being assessed, the scale and complexity of the transformation leaves it at high risk of delay, cost overruns, and of not achieving the intended benefits.”

He called for the department to revise its business plan for the £1 billion scheme and for more transparency so that perhaps even MPs can understand its implications.

At present disabled people have to provide multiple documents and fill in long forms to claim and the system is unpopular. The new system will digitalise the process, cut out duplication but will still depend on private contractors assessing whether people are unfit enough to claim.

Therese Coffey, former DWP secretary of State

Appeals over claiming PIP are unnecessarily high with decisions by the private firms being overturned and there have been cases where people turned down for disabled benefits have died and the DWP under Therese Coffey covered up reports about this. See this report in the Disability News Service.

The transformation is going to take place alongside new five year contracts for three private companies, Capita. US company Maximus, and Australian firm Ingeus worth over £1.6 billion with an IT contract to Atos to provide the computer back up. Nearly all the companies (except Ingeus) have been linked to claimants deaths as an article in Disability News Service reveals.

Limited testing of system using state appointed medical advisers

At the same time there is going to be a limited state provided service in London and Birmingham where the DWP will employ medical assessors directly. The aim according to the NAO report is to ” test and learn ” the new system and pass on the information to the contractors.

The NAO is sceptical whether this twin approach will work in time for the national 2029 launch as the contracts awarded to these firms will not be flexible enough to make changes without no doubt further expensive negotiations.

One of the main aims of the scheme is to save public money through digitalisation and the DWP estimates a £2.6 billion saving up to 2035. One wonders though whether all the disabled people will be able to use computers to apply on line ( all PIP applications will be on line) eventually. Can they download apps etc and do they all possess smart phones?

Once again I am going to be sceptical about this – particularly after the NAO’s report on Making Tax Digital which it revealed has been subject to long delays and huge increases in costs. Given other areas I have covered in the DWP I have little confidence they can get things right.

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Revealed: the damning figures that show the NHS can’t cope with patient demand

St George’s University Foundation Trust’s A & E department Pic credit: health trust

If you thought the NHS was at breaking point and want to know why – the National Audit Office have today provided a handy fact and figures guide to the decline of the country’s most cherished service.

A new report from Parliament’s financial watchdog charts the scale of both the failure of the NHS to respond to emergencies fast enough and the unprecedented demand from the public to use its facilities in the 13 years the NHS has been run by the Tories and the coalition government.

These are the startling figures:

711,881 A&E patients waiting over four hours from arrival to be admitted, transferred or discharged in December 2022, an all-time high. Since fallen to just over 550,000 in March this year.

90,998 ambulance handovers to A&E taking longer than 30 minutes in March 2023, equivalent to 25.9% of all ambulance handovers

32.0m reported number of appointments in general practice provided in October 2022, an all-time high, compared with 27.1 million reported in October 2018

92.3% general and acute hospital beds occupied during Q4 2022-23,representing record levels

88 seconds mean time to answer 999 calls related to health issues in December 2022, an all-time high

July 2015 the last time the NHS met its target for 95% of A&E patients to be admitted, transferred, or discharged within four hours of their arrival

8.4 million 111 calls answered within 60 seconds in 2021-22, compared with 11.2 million to 13.3 million between 2014-15 and 2020-21

1.27 million full-time equivalent NHS staff in February 2023, compared with the most recent low of 0.96 million in June 2013

£21.5 billion estimated annual cost in 2020-21 of providing the services reviewed in this report

Big variations in different regions in England

Delving deeper into the figures there are big variations in different regions of the UK. For example those being admitted, treated and discharged from A&E within four hours varied between 67.9 per cent in the East of England to 75.9 percent in the South East – both noticeably lower than the standard 95 per cent treated in that time just after the Tories got into power in 2011.

Similarly among ambulance response times there were wide variations. In 2021-22, the mean Category 1 (life threatening incidents like strokes and heart attacks) incident response time for the London ambulance service was 6 minutes 51 seconds compared with 10 minutes 20 seconds for the South-West ambulance service.,

In the same year the mean Category 2 incident response time for the ambulance service in the Isle of Wight was 26 minutes 20 seconds, compared with 1 hour 1 minute 57 seconds for the South-West ambulance service.

Some other points emerge why this is happening. The growing elderly population and general population increase in the UK is increasing demands on the NHS and effects of the Covid pandemic has left its mark.

More staff recruited but more off sick from stress

The government can claim it has recruited more NHS staff, including GPs and ambulance drivers. But this has been offset by more staff going off sick and more staff leaving the NHS because they can’t cope with the workload. I should not think the government’s attitude to keeping down pay rises in the middle of a cost of living crisis has helped either.

The government is promising a great £2.5 billion recovery programme and has allocated the extra money. But the NAO report says:

“More people than ever before are receiving unplanned and urgent NHS care every day. To support these services, the NHS is spending increasing amounts of public money and employing record numbers of people. Nevertheless, patients’ satisfaction and access to services have been worsening, suggesting there is no single, straightforward solution to improving what is a complex and interdependent
system.”

The real test will come next winter -since the government is promising much better services by March 2024. If it fails it will just add to the multiple problems facing this government and increase the distrust between the public and politicians.

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Yet another pension scandal .. Tory government cheats 4000 scientists out of their pensions by giving misleading advice when their company was privatised

Their misleading advice has cost retired workers dear

The Commons Public Accounts Committee this week published a damning report on a long running pension scandal which has seen retired pensioners lose hundreds of thousands of pounds from their pension pots because of misleading official advice given to them 27 years ago.

The pensioners were all employees of the AEA Technology – the state owned commercial arm of the UK Atomic Energy Authority – which was privatised in 1996 by Sir John Major’s Tory government.

This sorry tale took place almost at the same time as the government had implemented the 1995 Pensions Act which raised the retirement pension for 1950s women from 60 to 65 and the DWP has been found guilty of partial maladministration by Rob Behrens, the Parliamentary Ombudsman.

The Tory government gave AEAT employees just one month to exit their contributory Whitehall pension scheme for a new one with the company taking over AEA. 90 per cent of the staff did.

Crucial to this rushed decision was an independent report by the Government Actuary’s Department which told all staff that the scheme was as good as remaining in the state scheme and might even be better.

What it failed to tell people was that if the company went bust or the pension scheme failed all the staff would lose their guaranteed protection of their pension savings that is provided by the government. It would be transferred to the Pension Protection Fund, lose all their inflation protection up to 1997, and they would live for the rest of their lives with only a 2.5 pc annual increase in their pension.

Government Actuary’s report was secretly changed by UKAEA lobbying

According to the written evidence from an ex employee David Roberts, a freedom of information request has revealed that this ” independent” report was tampered with by AEAT and the UKAEA behind the scenes. They got it rewritten because it was not persuasive enough to get people to quit the government scheme .

He wrote:” The sections which have caused the complaints were significantly changed as the result of a telephone conversation between UKAEA and GAD on 5/11/1996. “

GAD also failed to undertake a risk assessment about the switch.

In 2012 AEAT which had already cut funding to the pension scheme went into administration. The company was bought by Ricardo, an American firm, who immediately divested all its nuclear work .Its headquarters of a new firm are now in California.

One would have thought they sacked employees could get redress but for the last 11 years they have got nowhere.

They are barred from complaining to either the Parliamentary Ombudsman or the Pensions Ombudsman.

Current legislation bars the Parliamentary Ombudsman from looking into case involving private pensions – and the government has just told the Commons Public Administration Committee there is no priority to change the law.

The case could come under the Pensions Ombudsman but there is a 15 year cut off point from when the event happened which blocks him from awarding any compensation.

Nobody in government takes responsibility

As the PAC report says:

“Nobody in government has taken overall responsibility for the case. There has been no independent review because the relevant ombudsman services have said they cannot investigate the information given to members in 1996, clearly highlighting that there are gaps in the routes of appeal people have for complaints about their pensions.”

The response from government since 2012 has been appalling. The DWP not only did not help but confused the issue. The report says: “In July 2013, DWP produced a factsheet summarising the complaints government had received and a response to each on behalf of the government. In February 2014, it then sent scheme members a further letter explaining that it was not responsible for the case.”

But it didn’t tell them who was and it turned out to be the Cabinet Office.

Sir Steve Webb- declined to help as pensions minister

Ministers were no better. Sir Steve Webb, then the Liberal Democrat pensions minister, would not intervene to change any rules to help the pensioners -saying if AEA Technology rules were changed it would affect other government services that had been privatised citing the BT pension scheme. He was actually wrong in this case, it is protected should BT go bust.

Two MPs tried to use private members bills to rectify the situation by changing the Ombudsman’s powers – but they were blocked by the Conservative government.

The government has escaped responsibility by never setting up an independent review of what happened and the Government Actuary’s Department has tried to avoid censure by saying their report was not the main reason why people switched their pension. This is contradicted by the employees who gave written evidence to the PAC.

people abandoned by an uncaring state

The whole saga is simply part and parcel of a government that cares little for the welfare of the ordinary citizen and tries to evade responsibility for its errors. Meanwhile people – who contributed to their pension and even put extra contributions to increase it – are just abandoned by an uncaring state. One person lost 40 per cent of their pension and all are affected by the cost of living crisis since they are not protected by the huge rise in annual inflation by the Pension Protection Fund.

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HMRC’s digital tax disaster – overspent, behind schedule and a huge hidden bill for taxpayers

Making Tax Digital |Government logo pic Credit: gov.uk

Rishi Sunak promised the UK will be a Science and Technology Superpower with world class digital technology attracting high skilled people from all over the world to come and work here.

Last October Chris Philp, then Minister for Tech and the Digital Economy,.at the Department for Digital, Culture, Media and Sport, also promised a bright future for the digital economy outlining the UK’s digital future with a host of government initiatives.

Rishi Sunak Pic Credit; Wikipedia

Back down to the real world the National Audit Office today published a report on one of the government’s initiatives – Making Tax Digital -and what a sorry story it is. For those familiar with Whitehall failures – it was the same story – the cost of the scheme had sky rocketed, its planned introduction had been delayed again and again – and worse, those businesses planning to go digital to pay their VAT, there was a huge additional cost, which somehow HMRC forgot to inform the Treasury.

The huge cost of switching the tax system to digital was supposed to cost £226 million when it was planned in 2016. This covered all VAT payments, businesses who pay via self assessment schemes and corporation tax. Instead it will now cost a staggering £1.3 billion – some five times the original estimate.

And it won’t be on time.

Scheme repeatedly delayed

The original programme was repeatedly delayed. Originally HMRC planned the entire changeover in 2020.

As the report says: “The timeframes for MTD[ Making Tax Digital] were agreed before HMRC had fully explored the range of options.” As a result large parts of the programme had to be rescheduled .And then came Brexit and the Covid pandemic which the hit the programme. Only VAT for larger firms was introduced before 2020 -in 2019 – and VAT for smaller companies waited until 2022 and the whole exercise cost £70m more than planned.

But it is the plan to switch over to digital tax for the self assessment businesses has been hit the most. The report said: In December 2022, the government pushed back the timetable for Self Assessment for the fourth time, delaying benefits and increasing costs further. On the advice of HMRC the government announced it would delay the start date for MTD for Self Assessment and take a phased approach to introducing it.
It won’t be implemented until 2026 or 2027 and even then not fully – as the original plan envisaged. It will apply to annual income above £50,000 in 2026 and above £30,000 in 2027. No date has been given for income below £30,000 which is still ” under review”.

HMRC left out cost to people of paying their VAT

On top of this HMRC in its business case forgot to tell the Treasury that it also landed business and taxpayers a bill for £1.45 billion. This is because for the digital system to work businesses and the self employed have to submit returns over three months and need to buy or lease expensive software to do it. So the government has put the cost on businesses avoiding the cost themselves. In my small way it hit me over VAT. Since my income was below the threshold I decided the simplest way was to deregister for VAT so the government now get nothing. Previously it was a simple form to fill in your quarterly VAT return supplied by HMRC.

HMRC said. “A project of this scale naturally comes with challenges, but MTD will deliver a strong return on investment for the taxpayer. We have always been wholly transparent about costs for business. We remain committed to ensuring that free software will be available for those with the simplest tax affairs.”

Gareth Davies ,Head of the NAO, said: ““The repeated delays and rephrasing of Making Tax Digital have undermined the programme’s credibility and increased its costs. They put at risk the support of taxpayers and delivery partners, including those who are essential to the programme succeeding.  

“Our audit identified the omission of significant costs from some business cases. It is obviously important that business cases for major programmes such as this contain all the relevant information to support decision-making.”

My view is a bit broader than that. I am getting very fed up with rhetoric from leading politicians telling the public that every project is world class when clearly it isn’t. This report from the NAO shows what is happening in the real world, not in the complacent fantasy world of the present Tory politicians who govern us.

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Promises, Promises! Suella Braverman’s half baked response to the Independent Inquiry into Child Sex Abuse report

Suella Braverman Pic credit: BBC

While the Parliamentary Lobby were excited about Suella Braverman’s latest escapade trying to fix a private driving awareness course for herself to avoid penalty points on her licence, yesterday she took the opportunity to issue a very important statement on how the Government will tackle child sex abuse.

Whether the timing was aimed as the latest diversionary tactic to avoid further embarrassment , the result was a half thought out and half baked response to a very detailed and important piece of work on a scandal which shames our nation.

Alexis Jay, who headed the inquiry, spent seven years investigating what was seen as as ” a national epidemic ” of child sexual abuse which affected virtually every single religious order, schools, the internet, and grooming gangs across the country. Her report exposed heinous cases of child sexual abuse from teachers to bishops and appalling attempts to cover up what had happened. While by no means perfect, it also did provide some outlet for the survivors to speak out about what had happened to them.

Government hyperbole

Yesterday with I am afraid the typical hyperbole the government uses at almost every occasion now Suella Braverman claimed that the reforms proposed were “on a level not seen before” and would “mark a step change in our approach to child sexual abuse”.

She told MPs: “This Government have risen to the inquiry’s challenge. We are accepting the need to act on 19 of the inquiry’s 20 final recommendations. She promised MPs “fundamental cultural change, societal change, professional change and institutional change.”

But when you examine closely what the government proposes to do it is nothing of the sort. Many of accepted recommendations are surrounded by caveats for further reviews and debates and none are going to be implemented immediately.

Alexis Jay, chair of the independent child sex abuse inquiry

And I am not the only person saying this. The chair of the inquiry, Alexis Jay, told the Independent today:

“We are deeply disappointed that the government has not accepted the full package of recommendations made in the final report,” she added.

“In some instances, the government has stated that a number of them will be subject to consultations, despite the extensive research and evidence-taking which the Inquiry carried out over seven years.

“”The package announced by the government will not provide the protection from sexual abuse that our children deserve.”

Similar doubts were expressed by the NSPCC, the children’s charity.

If you study the detailed response from the government – you can find it here – you will see it is riddled with caveats and rejects more than one finding as the minister claimed.

The headline change – setting up a compensation scheme for the survivors – is a promise but subject to much more consultation before it is to be implemented. A more competent government would have laid the bare bones of the scheme, how much money will be provided and then asked people, including survivors, to comment yesterday.

Similarly with mandatory reporting of child sex abuse by professionals – which was thoroughly debated by the inquiry before recommending it – it won’t happen immediately. Instead it is put out for more consultation. Do we need any more?

Other accepted recommendations are a con. The recommendation for a children’s minister at Cabinet level is glossed over by saying we already have one – the education secretary. Yet provision for children is more than just education. And Rishi Sunak could do with someone present at the Cabinet to fight children’s issues.

And the creation of new child protection authority does not look likely to happen any time soon.

And there is one extraordinary proposal. Braverman rejects – the inquiry’s recommendation to outlaw inflicting pain on residents of young offenders institutions and secure units – claiming that there are ways of safely inflicting pain on young people. Is she some sort of a sadist who enjoys bringing pain and misery to the young or just plain stupid? Pain is pain full stop. If anyone knows how this might be done I would like to hear from them.

The government is also relying on its on line safety bill to outlaw child pornography but it seems the paedophiles are already one step ahead of her. Sajid Javid, ex minister and Tory MP for Bromsgrove intervened in her announcement to say they are already using artificial intelligence to produce child sexual images. How is this to be traced?

Frankly this was a disappointing statement dressed up as the government taking action. Ministers and civil servants have had seven months to respond and could have laid the groundwork for real change rather an promising more consultations. But given Suela Braverman’s track record why should we be surprised.

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Vibrant Papua New Guinea contemporary art exhibition which slams and praises politicians tackling asylum seekers

Captain Cook looks down on the Papua New Guinea people Painting by Mathias Kauage

Queensland’s Art Gallery is well known for its collection of Aboriginal art. But when we visited it on a day stop in Brisbane what attracted us was a special free exhibition of contemporary Papua New Guinea artists called Kin, reflecting the close relationships among the country’s painters.

It celebrated the work of Mathias Kauage and more recent painters and was a riot of vibrant colours and political messages touching on issues like refugees now right at the heart of debate in Britain. It included a remarkable painting of Captain Cook looking down on residents of Papua New Guinea – see above.

Detailed caption of two modern Papua New Guinea painters who have followed through from Mathias Kauage
A painting celebrating the former New Zealand Premier welcoming refugees

The paintings don’t shy away from tackling political issues particularly on the red hot issue in the UK and Australia on asylum seekers and refugees. A particular striking picture praises Jacinda Arden accepting and helping refugees.

One wonders how the painters would portray Suella Braverman and Rishi Sunak -both brown British politicians deporting largely brown and black asylum seekers from the shores of the UK. Perhaps the UK’s leading art gallery Tate Britain should commission them to paint a series to counteract the baleful influence of Right wing Aussie politician Tony Abbott on stirring up hate and resentment in this country.

Dramatic portrayal of the 2012 Australian general election struggle

Two other striking paintings by the group stand out. One is a painting of the Left v Right Australian general election where the combatants are portrayed as Aboriginal chiefs.

Another is of refugees kept in a holding camp in Papua New Guinea similar to the UK plan for one in France.

Australia’s harsh holding camp for migrants and asylum seekers

Two other striking exhibits in-the exhibition including a remarkable sculpture representing people literally getting under other peoples skins and an amazing collage by an Iranian born artist now living in America using decorative images used by Pakistani lorry drivers to beautify their vehicles .

a striking exhibit using different skins
Amazing collage by an Iranian painter

Book Review: Jaded Jerusalem – A horrific serial killer thriller set in Wales and London during the miners’ strike

Jaded Jerusalem

A serial killer haunts the streets of the Rhondda Valley. Bent Police who torture suspects and beat up a whistleblower colleague come to the Rhondda on a mission to get rid of evidence. In North Wales two children escape the clutches of a care home run by a paedophile only to be murdered later. And in London a far left group backing the miners strike is run by a control freak hypocrite with a penchant for sexually abusing young women.

This is a riveting and horrific tale and there is hardly a sympathetic character in the book. Only Terry Vaughan, a local policeman who joined the force to escape the Valleys and is described as a ” wet behind the ears sheep-shagger ” by his bent superiors emerges as a hero in the tale.

Roger Cottrell

The author, Roger Cottrell, is a former investigative crime reporter and was a young Trotsykite on the Central Committee of the Worker’s Revolutionary Party during the miner’s strike. Now a script writer for TV and film in Ireland and a university academic this is part of a ” work in progress” trilogy.

For those, like me, who love to frighten themselves watching edgy Scandi Noir on BBC 4 on a Saturday night this tale is a perfect fit. Indeed the author has already written a script.

Put together in the mix, an ambitious graduate local reporter nicknamed ” Clever Trevor” with a drug habit in the Rhondda; an ambitious woman hack on the Sun and News of the World and those senior bent police officers, all on the trail of a serial killer who murders paedo victims and young women who support the miner’s strike. It also a cover up of a paedophile ring involving Westminster politicians. To add a literary angle the mysterious killer who taunts the police goes by the name of Azazel, the fallen angel who joined Satan in Milton’s Paradise Lost and Dante’s Inferno creeps into the story.

Azazel as portrayed by Gustav Dore in Paradise Lost

For those who remember this era the background of the miner’s strike with pickets stoning coaches bring in scabs, and police from the Met roughing up striking miners in the back of vans, is very familiar. Added spice comes when striking miners smash up Rhondda’s police station and the police wreck a miner’s club in retaliation.

Some references in the book are more than just fiction. There is the murder of a black social worker Americk Fraser for trying to expose a paedophile ring operating in the London borough of Lambeth. He was handcuffed to shopping trolley, doused in lighter fuel and set ablaze and dumped in the Thames. In real life Bulaq Forsythe a black social worker was murdered for trying to expose a paedophile ring in Lambeth. He didn’t die in such horrendous circumstances But he had notes linking the South Vale Care Home in South Norwood to paedophiles. The Met Police launched an investigation into his death but nothing came of it. Now we know from the official Independent Inquiry into Child Sexual Abuse and a recent internal inquiry there was widespread child sexual abuse in Lambeth.

Similarly the North Wales care home where the boys absconded in the book had for years been part of a paedophile ring and its ring leaders in the 1980s included the late North Wales Police chief superintendent Gordon Angelsea. He was never exposed until a National Crime Agency investigation secured his conviction in 2016. All the stuff about Masonic links and the police co-operating with care homes is based on grim fact.

And Liam O’Leary, the head of the Workers Revolutionary League, is based on the now long dead Gerry Healy, the head of the WRP, who is said to have sexually abused 26 women and employed two thugs to impose discipline in the far left organisation.

This is indeed a very dark book but made more menacing because a lot of the fiction in the tale has a basis in reality. It has a very dramatic ending which I won’t spoil by revealing but it is very cinematic. Read it if you can stomach it.

Jaded Jerusalem by Roger Cottrell. Available from Amazon £12.99

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