Updated: The Ombudsman’s much delayed justice train for 50swomen lost pensions

Sir Robert Behrens:Parliamentary Ombudsman

Parliamentary Ombudsman slips out progress report on 50s and 60s born women pensions complaint

It is commonly known in Whitehall that if want to bury bad news, choose an obscure part of your website, make a big announcement and don’t put out a press release .Yesterday I found out Sir Robert Behrens, the Parliamentary Ombudsman, has done just that.

His announcement on the progress of his four year long investigation on maladministration by the Department for Work and Pensions over notifying the women amounts to pretty much a non announcement. Partly this is because he is restricted by an Ombudsman law which urgently needs updating, Partly it is his own fault that he has made so little progress.

I suspect that he may have thought it was a good idea to make this announcement because it was clear from the recent report on the Ombudsman by the House of Commons Public Administration and Constitutional Affairs Select Committee that people are dissatisfied with his progress. There are conflicting reports that another announcement may be imminent to follow this up.

WASPI Cheltenham statement yesterday

Cheltenham WASPI 19th March

We understand that the Parliamentary & Health Service Ombudsman may make an announcement “imminently”.We expect that this will be the official result of the first stage of their investigation. This will decide whether there was maladministration when we were given inadequate notice of the changes to our State Pension Age.

There are three stages that must be completed before decisions about any compensation can be made:Stage 1: Was there maladministration?Stage 2: If so, did the maladministration lead to injustice?Stage 3: If so, what recommendations should be made to put things right? This could include compensation.It is important to remember that a positive decision on maladministration does not automatically mean that we will get compensation. It is only the first step in the process. Please note that any decision made by the Ombudsman will apply to ALL 1950s women affected by a delay to their State Pension, not just those who have made an official complaint.You can read full details of this process, and how compensation is calculated, here https://www.ombudsman.org.uk/complaints-womens-state…We will let you know as soon as we hear anything further. In the meantime please share this information with anyone you know who’s affected.”

ReplyForward

It will have to be good if it is meant to mollify people he hasn’t done a good job. The announcement is good in explaining to people how an Ombudsman handles an inquiry and why people need to be patient but bad in hiding his own mistakes which have contributed to this delay.

The worst example of this was his decision to pause the investigation in 2017 the moment it became clear that the BackTo60 group, campaigning for the women, were going to the courts for a judicial review on behalf of the 3.8 million women who thought they had been cheated by the decision.

Belatedly yesterday he has now admitted this was false.

“We have reviewed the Court of Appeal’s judgment and it does not affect our investigation. Our investigation is looking at the issues from a different perspective to the courts,” says the announcement.

DWP lawyers argued in court that the ministry had no obligation to tell the women

The announcement suggests that – despite the DWP’s lawyers arguing in the courts that under the 1995 Act the DWP had no obligation in law to tell anyone about the change – that the failure to inform everyone affected properly could have been maladministration. The announcement admits that the first stage of the investigation on this matter is complete and they have a preliminary finding but are not allowed by law – under the 1967 Ombudsman Act – to tell any member of the public about it.

The second clue is that he talks about the second stage – which is discussing any financial remedy for maladministration. This can only happen if the first stage is proved. The advice says there were “complaints that women were given inaccurate information about the number of years of National Insurance contributions they needed to receive a full State Pension. We will be looking at this issue as part of stage two of our investigation. “

  “Our investigation is looking at the issues from a different perspective to the courts,” Parliamentary Ombudsman

What is depressing for the women is what the Ombudsman has ruled out . He won’t investigate full restitution or the payments of ” auto credits” – up to five years of insurance contributions only for men over the age of 60. The auto credits are controversial because originally the government intended to give them to women between 2010 and 2018 when they raised the pension age.

Low compensation

The level of compensation is also likely to be low – the one example he gives is a figure of between £500 and £950. In fact the Ombudsman can order anything from an apology and no compensation to over £10,000 in the most extreme cases.

This will be a drop in the ocean for those who have lost £40,000 or more from this decision.

It looks like any compensation will be for all including women born in the 1960s as well as the 1950s.

The real scandal is how long this will take. Covid 19 has already killed a substantial number of women in this group and bad health, stress and poverty is putting many others at risk. You only have to read the comments from people on my blog to see this.

No idea when he will report

He can’t even give a ball park date when he will report. The more he delays the fewer people will get any compensation because they will be dead. Unlike other inquiries the grim reaper will keep reducing the size of the overall compensation package.

While Covid 19 has left the government with huge bills, the effect of the pandemic since it is more severe on the elderly is reducing the Treasury’s pension bill and killing off those who would have got a pension later.

I wouldn’t suggest that ministers would be so callous to welcome the huge number of deaths among the elderly, but it is certainly saving them a lot of money on pension costs.

Exclusive: Amber Rudd faces new challenge over maladministration of the raising of pension age from 50s Women

amber rudd

Amber Rudd- the new work and pensions secretary and MP for Hastings

CROSS POSTED ON BYLINE.COM

Two supporters of the BackTo60 campaign have got professional legal support to challenge the government for maladministration over the failure to notify them over the raising of the pension age.

The fresh challenge is in addition to the hearing next Friday at the High court to decide whether BackTo60 can challenge the government through a judicial review.

Pensions Litigation lawyer Mr Ivan Walker (Principal of Walkers Solicitors based in Kent) has agreed to advise Fran Martin and Ros Pain-Tolin  who, are two of the lead cases of 1950s Women. They have got to the final stage of presenting their case to the Parliamentary Ombudsman.

Mr Walker recently represented the members of the Lloyds Bank pension schemes in a landmark High Court claim regarding sex discrimination in the system for contracting out of the State Earnings-related Pension Scheme.

The move is significant because professional legal advice is essential in bringing such a  case. The women are launching a crowd funding appeal  to help finance the move.

The link is here. Go onto the crowdfunder site here:

https://www.crowdfunder.co.uk/search/projects?filter%5Bc%5D=&filter%5Bt%5D=pending&filter%5Bs%5D=

Search live projects and put in 50swomen and then you will get to the site. For some reason this direct link does not work

https://www.crowdfunder.co.uk/maladministration–legal-advice-for-1950swomen

Both women have faced enormous and heart rending struggles to cope since the government pushed back the right to claim a pension from 60 to 65 and it is going up to 66 by 2020. Their struggle is typical of many others who have commented on this blog and have been left with virtually nothing to live on.

Fran Martin told me :

“I received a letter in 2013 from DWP – which indicated that I had a 6 yr hike added to my SP age – This was received 2 years before my 60th birthday in 2015. I was totally shocked and still am.

“I have gone from an optimistic cheerful forward thinking person to a virtual recluse with all the incumbent stresses and strains that this places on other family members. Health has deteriorated too, with high blood pressure, diabetes and anxiety being I feel part and parcel of the result of being misled at what is a vulnerable time in anyone’s life..”

Sleepless nights have become the new norm and even whilst now prescribed sleeping tablets I can still be wide awake at 4 or 5am with worry for a very bleak future if even that exists, I’m not convinced it does.”

She became redundant in 2015 and then saw her plans for a happy retirement ruined.

” I had purchased a retirement cottage in 2008 in Aberdeenshire completely unaware of any state pension Legislation. and which DWP treated as capital – Forced in Dec 2015 to put the cottage up for sale – but with no work and no one coming into Aberdeen to rent, to date the cottage is still on the market. and have costs for the upkeep of same and the flat that I live in Aberdeen.

” I am ineligible for any benefits as the DWP class the cottage as capital. I was also forced to draw down a small private pension in 2015 at the worst possible times for annuities, and use this and small savings to eek out a bleak existence – Dependant to on a mother in her mid 80’s which quite frankly I never thought I would have to be and obviously places stress and worry on her too.”

Ros told me: “I always expected my State Pension to be at 60 in 2015. I never received a letter. ICE  ( who handle pension complaints)say that one was ‘probably’ sent in Feb 2012, but they did not keep any ‘case specific’ records so cannot confirm.”

“I only have a small works pension that I had taken early. I also a degenerative back condition which causes me pain most days and I  suffer from Asthma.

I really don’t know how I would manage at all, if I didn’t have my husband and his Pension to rely on as well. He is now 70 with his own health issues. My Mother almost 95 has also given financial support over the last few years.”

Both women are determined to fight the system so Amber Rudd in her new role  as work and pensions secretary better look out as a storm is gathering not only from them but from millions of other people who feel they have been robbed of their state pension when they should have had it.